Supplemental Security Income (SSI)
Supplemental Security Income is a program jointly operated by the federal and state governments and administered by the Social Security Administration (SSA) . I...[ reading... ]
Taking Your Retirement Benefits
Part 1: The Defined Benefit Plan Youve finally reached that magical day: retirement . You have a fixed and final retirement sum in your account. Now the questio...[ reading... ]
Six Common 401(k) Mistakes
For the vast majority of people, having a 401(k) retirement plan is essential to their future financial health. As a matter of fact, a 401(k) is so vital to a c...[ reading... ]
The Importance of Investing for Retirement
For many busy working-class people, saving money and thinking about setting up a retirement plan is the last thing that they want to consider. They're pulling i...[ reading... ]
Pitfalls of Borrowing from Your 401(k)
Choosing the right investment can dramatically help your 401(k) account to grow faster. But there is one more choice that you may have to make that?? just as im...[ reading... ]
Various types of Retirement Plans
Retirement plans generally allow employees to postpone paying taxes on income that they defer for their elder years. Many companies, especially smaller ones, ha...[ reading... ]
Pensions - Vesting and Distribution Options
Part 2: Vesting and Distribution Options In Part 1 of this series, we discussed the types of pension structures that are available. We also defined the role of ...[ reading... ]
What About Social Security?
There are many people who are concerned about whether Social Security will be available for the multitude of baby boomers born between 1946 and 1964. In just a ...[ reading... ]
Is Early Retirement for You?
Are you thinking of early retirement? It's not for everyone, of course; some simply can't afford it. For instance, you might not be able to leave your career ea...[ reading... ]
Will Your Nest Egg be enough?
There's really very little a doubt left about it. In order to achieve financial independence and freedom, the average American is going to have to take some deg...[ reading... ]
How Social Security Works
The Social Security system began in 1935 as a pension program, with receipts to be held in trust for future beneficiaries in much the same way as a corporate pe...[ reading... ]
Your Retirement Benefits Checklist
You've worked hard for a long time, paying contributions into your employer's retirement plan and this country's social system throughout your working years. Yo...[ reading... ]
